Ryder Kessler

Ryder is a consummate coffee shop regular; his baristas are an extended family. Before founding DipJar, he studied at Harvard, worked at cab-sharing startup Bandwagon and pursued a PhD in English Literature at Columbia (which he still hopes to finish someday).

How Credit Cards Can Hurt America's Low-Wage Workers

By Ryder Kessler

The "Pass the Mic" series showcases voices, perspectives and ideas that spark interesting conversations. The line at my favorite coffee shop was out the door, as Oktoberfest revelers descended in search of the caffeine pick-me-ups that would power…