Zina Kumok

Zina Kumok is a freelance writer specializing in personal finance. She writes a blog about paying off her student loans at Debt Free After Three.

Save or pay debt first? How to prioritize paying off student loans and credit cards

How to make money on Instagram and get paid for sponsored posts

Quarterly estimated taxes: Here's when they're due, who owes them — and how to pay.

Don't Let Debt Collectors Harass You. This Is What They Can and Can't Legally Do.