Gina Ragusa

Bio

Gina is a personal finance writer for Mic who resides in South Florida. Gina can be reached at gina@mic.com.
Should you send your kids to online school? These are the pros and cons — and the costs.
By Gina Ragusa
Nearly 45% of teens said they are stressed all the time, in a poll by social network After School. Respondents cited relationships, teachers, college and parents as being the top reasons for angst. In fact, researchers at the University of Virginia…
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How to give better in 2018: Do more with less money for your family, friends and community
By James Dennin and Gina Ragusa
When you’re already juggling many competing financial priorities — from paying bills to saving enough emergency cash — being generous with your money can seem impossible. But evidence suggests that giving can pay dividends, whether that means…
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Buy a car in 2018: Whether used or new, how to get the best deal — and save on insurance and more
By Gina Ragusa
Shopping for a car? Whether you are looking to buy new wheels at a dealership or want to find the very best used car on sale online, you’re not alone. Cars are a critical part of many people’s daily life, helping us commute to work or school, or…
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How much does a baby cost? From kids to teens, how to save enough money and afford a child
By Gina Ragusa
Whether you’re adopting a child or welcoming a baby into the world, having kids can be one of the most meaningful experiences of your life. But, from first steps to college graduation, the milestones of parenthood often come with both joy and…
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Career advice 2018: How to make more money, travel, work from home — or experience a new job path
By Gina Ragusa and Anita Hamilton
If you’re constantly checking your phone at work and dreading the thought of going into the office — not just on Monday mornings, but on Tuesdays, Wednesdays and Thursdays, too — you might already know you’ve got a motivation problem. But before you…
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How to buy a house or apartment: 10 foolproof steps to get your dream home on a budget
By Gina Ragusa
If you’re ready to buy a home to call your own, you’re not alone: The United States housing market is red hot right now, with prices rising fast and demand outstripping supply. Stiff competition makes it tough to find a spot you both love and can…
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5 easy moves to plan the perfect wedding — without going broke
By Gina Ragusa
The first few months of 2018 are all about fulfilling New Year’s resolutions, getting ready for the year ahead... and wedding planning. That’s right! If yours is among those one in three engagements occurring between Thanksgiving and the New Year,…
Want to save money in 2018? 15 things that will be cheaper — or more expensive — in the new year
By Gina Ragusa
In 2018, your avocado toast could get even more expensive, while the price of a new Tesla could fall. That may seem counterintuitive — avocados literally grow on trees, while Tesla customers often wait months to take ownership of a new model — but…
On sale after Christmas: These are the 5 best deals in December if you’re shopping before New Year’s
By Gina Ragusa
If you are one of those savvy savers who squirreled away extra cash to go shopping after Christmas, you’re in luck. Right now is a great time to snag some of the best deals of the year — on specific items, anyway. It helps if those purchases are…
The 17 biggest money lessons of 2017 to end up richer and wiser — and ready for 2018
By Gina Ragusa
As the sun sets on 2017, it’s time to look back at a year when the stock market — and cryptocurrencies like bitcoin — roared, Donald Trump spent his first year as president, the United States tax code got its biggest overhaul since the 1980s,…